1. Stable Returns: The KTFIX-1Y3Y Fund invests primarily in government bonds and corporate bonds with low credit risk, ensuring stable returns from interest income. This makes it an attractive option for investors who prefer predictable, steady cash flows.

2. Short-to-Medium Term Focus: With a focus on bonds maturing in 1 to 3 years, the fund offers a good balance between risk and return. Shorter-duration bonds typically have less price volatility compared to longer-term bonds, making this fund suitable for risk-averse investors.

3. Capital Preservation: Given its emphasis on high-quality debt instruments, the KTFIX-1Y3Y Fund aims to preserve investors' capital while generating income. This feature is especially important for those looking to protect their principal investment while still earning returns.

4. Diversified Fixed-Income Portfolio: The fund diversifies its investments across a range of fixed-income securities, such as government bonds, corporate bonds, and other low-risk debt instruments. This diversification helps reduce the risk associated with any single issuer or sector.

5. Low Risk: The KTFIX-1Y3Y Fund is considered a low-risk investment due to its focus on high-quality bonds and its relatively short duration. The limited exposure to long-term interest rate fluctuations makes it less sensitive to market volatility, providing a safer investment option.

Target Investors

The KTFIX-1Y3Y Fund is ideal for:

• Conservative investors: Those seeking a low-risk investment with stable returns and minimal exposure to market fluctuations.

• Income-focused investors: Investors who are looking for regular interest payments from fixed-income securities.

• Medium-term investors: Individuals with a 1- to 3-year investment horizon who want predictable returns without exposing their capital to long-term risks.

• Capital preservation: Those who prioritize protecting their principal investment while earning steady income. shutdown123